March 2025

 Florida, Texas, Virginia, and South Carolina provide military retirees significant tax advantages, including exemptions on military pensions and property tax relief. It offers actionable strategies and data-driven comparisons for first-time homebuyers, seasoned investors, and real estate professionals, highlighting states that offer the best tax breaks for veterans. Understanding Tax Benefits for Military Retirees Military retirees […]

Veterans Plus Home Loans brings you this complete guide to comparing VA loan rates in Florida. Learn about the benefits of VA loans, understand important factors like APR, loan terms, fees, and credit scores that affect your rate, and get practical tips—like shopping around, negotiating, and using rate calculators—to help you find the best VA

If you’re a veteran or an active service member planning to buy a home, you might wonder: What happens if I need a loan larger than the VA loan limit? VA loans offer fantastic benefits, including no down payment and competitive interest rates, but what if your dream home’s price exceeds the limit? The good

For veterans, active-duty service members, and certain military spouses, a VA loan refinance can be an excellent way to secure lower interest rates, reduce monthly payments, or tap into home equity. Understanding who qualifies and what’s required is crucial to making the most of this valuable benefit. To qualify for a VA refinance loan, including

Explore the essential differences between the VA home appraisal process and a home inspection. The VA appraisal verifies property value and ensures compliance with strict VA guidelines, while a home inspection provides a detailed review of a property’s condition. This summary clarifies each evaluation’s purpose, timing, and impact, empowering first-time buyers, seasoned investors, and real

If you’re a veteran or active-duty service member looking to buy a condo with a VA loan, you may have encountered the term “VA-approved condo.” But what does that mean, and why does it matter? Understanding the eligibility criteria for VA condo approval can save you time and frustration in your home search. In this

For many military service members, veterans, and eligible surviving spouses, VA loans offer a pathway to homeownership with significant advantages, including no down payment and competitive interest rates. However, there is one cost that borrowers must be aware of—the VA loan funding fee. This one-time fee helps sustain the VA loan program, ensuring future generations

Are you planning to build your dream home? Choosing the right construction loan is a crucial step in making that dream a reality. Whether you’re a first-time homebuyer, a seasoned investor, or a real estate professional, understanding the differences between VA construction loans and traditional construction loans can help you make an informed decision. Construction

A traditional VA loan is for a single eligible veteran or a veteran and their spouse, utilizing one entitlement and typically requiring no down payment. In contrast, a VA joint loan involves multiple borrowers, at least one being VA-eligible, allowing combined entitlements for increased borrowing power. However, non-eligible co-borrowers may need to make a down

Imagine finding your dream home, only to discover that it doesn’t meet the VA appraisal requirements. If you’re a veteran or active service member using VA loans, this can be a frustrating roadblock. However, don’t worry—there are multiple ways to address this challenge and still move forward with your home purchase. This guide breaks down