June 2025

Overlooking crucial mortgage terms, like the alienation clause, can lead to severe consequences beyond missed payments. Overlooking the alienation clause could lead to foreclosure if you transfer property ownership without lender approval. Other violations, such as failing to maintain insurance or pay taxes, can also trigger loan acceleration and foreclosure. Understanding your mortgage agreement and […]

Facing an appraisal gap? Discover smart, lender-approved ways to handle an appraisal gap without losing your deal. From negotiating with the seller to using gift funds, piggyback loans, or reworking your down payment, this guide offers creative financing solutions for buyers and investors navigating low appraisals in competitive markets. Learn how to protect your purchase

Recovering from an underwater mortgage—when you owe more on your home than it’s worth—starts with understanding your financial position and exploring options like loan modification, refinancing, or strategic repayments. This guide provides actionable steps for homeowners, investors, and professionals to rebuild finances, regain equity, and move toward long-term stability after experiencing negative equity. What Is