Author name: Adriana Lemus

Let’s get real—the moment you’re staring down a foreclosure, the first thing that hits you in the gut is this thought: “What’s this going to do to my credit?” I’ve been there. You’re not the only one Googling the impact of foreclosure on your credit score at 2 a.m. with that mix of panic and […]

You knew it when you signed: a 10-year ARM was a great move back then. Low rates, manageable payments, everything lined up. But now? That rate adjustment window is creeping up. And odds are, your monthly payment is about to jump. Hard. If you’re asking, “Should I refinance my 10-year ARM before the rate resets?”

Adjustable-rate mortgages sound like a sweet deal when you’re house hunting, right? Super low intro rates, you feel like you’re winning. But here’s the kicker—nobody talks enough about the long-term costs of ARMs. I’ve had too many friends jump into ARMs thinking they scored this crazy good deal and then end up struggling when rates

If you’ve been asking, “Can you work with a 50% VA disability rating?” you’re not alone. That question shows up in forums, at the VA office, and in conversations at the barbershop. Veterans want clarity—period. Here’s what I know: a 50% VA disability rating doesn’t mean the workforce is off-limits. You just need to be

Using home equity for smart investments sounds like a cheat code… and in a lot of ways, it actually is. It’s one of those things people hear about, but don’t really get. Maybe your neighbor told you he pulled $100K out of his house and bought another one. Maybe you saw a TikTok where someone

Home equity loans sound like a solid move when you’ve got high-interest credit card debt breathing down your neck, but are they really the fix in a high-rate market? You’re not alone if you’ve been thinking, “Should I tap into my home equity to crush this debt once and for all?” That idea hits especially

Yes, you can work with a 50% VA disability rating. VA compensation at the 50% disability level is not affected by employment or income, meaning veterans can work full-time, part-time, or run a business without losing their benefits. There’s no income cap unless applying for need-based programs. Many veterans successfully balance work and their service-connected

Self storage investing offers a simpler, higher-margin alternative to traditional rentals—with fewer tenant issues, low maintenance, and steady cash flow. Unlike what you currently receive with a 50% VA rating, which may offer limited financial flexibility, self storage can generate predictable, scalable income—even for beginners. With lower entry costs and recession resilience, it’s a real

Veterans with a 60% VA disability rating receive increased monthly compensation for dependents, including spouses and children. While CHAMPVA isn’t typically available at this level, extra perks for veterans with a 60% rating can include caregiver stipends, state education benefits, and potential back pay for unlisted dependents. Adding dependents properly is key to unlocking these

Veterans with a 50% disability rating unlock significant national-level benefits, including monthly tax-free VA compensation, full healthcare access, travel reimbursements, and VA home loan perks. These federal supports combine with powerful state-specific programs—like property tax exemptions, tuition aid for dependents, and business or job training resources. While benefits vary by location, knowing your rights can