Author name: Adriana Lemus

A 50% VA disability rating provides significant benefits, including a monthly compensation of $1,075.16 for a veteran alone (2024 rates). This rating also unlocks comprehensive VA healthcare, dental eligibility, and potential dependent benefits. Achieving this rating requires documented service-connected conditions impacting daily life, either through multiple disabilities or a single severe condition. Additionally, it offers […]

A 70% VA disability rating yields $1,716.28 monthly in 2025 for a single veteran, with increases for dependents. This rating signifies significant daily life and work impact. Veterans may qualify for Individual Unemployability (TDIU), receiving 100% compensation if unable to work. A detailed overview of 70% VA disability benefits includes potential for increased compensation via

Buying land and building a home with a VA loan is possible, but complex. VA loans don’t directly fund land purchases alone; land must be part of a construction package. A specialized VA construction-to-permanent loan is needed, covering land and construction, then converting to a standard VA mortgage. Finding experienced lenders and VA-approved builders is

For veterans in 2025, Home Equity Lines of Credit (HELOCs) offer unique financial advantages. To find out which lenders offer the best HELOC rates for veterans, consider options like Navy Federal Credit Union, USAA, and PenFed. These institutions provide veteran-specific benefits, including favorable rates and tailored underwriting that recognizes military income. HELOCs can be valuable

Veterans can refinance investment properties with VA loans under specific conditions. An IRRRL is possible for former primary residences, while cash-out refinances usually require current occupancy. For eligible home renovations under a VA loan, this path may be limited for investment properties. Alternatives like conventional refinancing or sequential VA loans exist, requiring careful consideration of

Refinancing a VA loan for investment—is it even a thing? That’s the big question a lot of veterans and active-duty service members are asking. You bought a house with your VA loan. Great. But now you’re thinking, “Can I turn this into a rental and refinance it?” Or maybe you’ve already moved out, and now

Securing the best VA jumbo loan rates involves understanding VA jumbo loan benefits, shopping around, and boosting credit. Veterans should obtain multiple lender quotes, as rates vary. Knowledge of county loan limits and entitlement is crucial. Down payments aren’t always required, and negotiating points can lower rates. So What’s the Real Deal With VA Jumbo

For veterans aiming to buy land in Texas as a veteran, affordable options exist in counties like Hudspeth, Brewster, Tyler, Polk, and San Jacinto, offering land under $10,000/acre. While VA loans don’t cover raw land, they can be utilized for construction-to-perm financing after initial land purchase. Texas provides veteran tax benefits and homestead exemptions, making

Timing significantly impacts VA refinance rates. A VA IRRRL is effective when rates drop 0.5%-1%, if you’ll stay long-term, and closing costs are manageable. Monitor Fed policies, mortgage trends, and inflation to optimize timing for lower rates. Refinance when savings outweigh costs, considering how timing can affect your VA refinance rates%. Why the Timing of

Qualifying for 100% VA disability unlocks significant benefits. This rating, based on the severity of service-connected conditions, grants access to the full list of benefits available to veterans rated at 100%, including tax-free payments and healthcare. Methods to qualify include a 100% scheduler rating, combined ratings via VA math, TDIU, temporary 100% ratings, or P&T