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Let’s be real—selling inherited property isn’t exactly a walk in the park. You’ve just inherited a house or maybe a piece of land. Someone you loved passed and left it behind. Deep breath. Now taxes are breathing down your neck. You’re probably thinking… “Do I pay capital gains tax on inherited property?” “How much will […]

Deciding between renting out the inherited property vs. selling it depends on your financial goals, stress tolerance, and emotional ties. Renting can offer steady income and tax benefits but comes with landlord duties and maintenance costs. Selling gives quick cash and a clean break but may miss out on future appreciation. Weigh cash flow, taxes,

The Fannie Mae minimum credit score required to qualify for a mortgage is generally 620. Along with this, borrowers should have a debt-to-income (DTI) ratio between 36% and 50%, depending on their overall financial situation, and a down payment starting at 3% for primary homes. These rules help lenders evaluate risk and decide if you

If you’re staring down the barrel of losing your home, you’re not alone. Rising payments, job loss, unexpected bills—it happens. The good news is, you’ve got options. Real options. Alternatives to foreclosure are out there—and no, you don’t have to give up the roof over your head just yet. We’re talking about loan modifications, short

Look, most people hear “home equity” and think it’s some complicated finance thing only accountants talk about. But if you’ve got a house, knowing how to accurately calculate your home equity could literally make or save you tens of thousands of dollars. I’ve had friends sit on $100K of home equity and not even know

Let’s talk about something no one wants to go through, but way too many people face—foreclosure. I’m seeing more and more folks ask the same hard questions, like… “Am I going to lose my house?” “What’s the difference between judicial vs. non-judicial foreclosures?” “Can I stop the process once it starts?” “Do I still owe

Thinking about buying a house and not sure if an adjustable-rate mortgage is right for you? You’re definitely not alone. A lot of people hit that same wall. You’re staring down two options—fixed-rate or adjustable-rate. The first sounds “safe” but kinda pricey upfront. The second—risky, but the starting deal looks real sweet. The question is,

To calculate home equity, subtract your current mortgage balance from your home’s market value. For example, if your home is worth $500,000 and you owe $300,000, your equity is $200,000. Understanding how to calculate home equity helps you unlock its potential—whether for investing, debt payoff, or increasing net worth. Use online tools, neighborhood sales, or

Let’s get real—the moment you’re staring down a foreclosure, the first thing that hits you in the gut is this thought: “What’s this going to do to my credit?” I’ve been there. You’re not the only one Googling the impact of foreclosure on your credit score at 2 a.m. with that mix of panic and

You knew it when you signed: a 10-year ARM was a great move back then. Low rates, manageable payments, everything lined up. But now? That rate adjustment window is creeping up. And odds are, your monthly payment is about to jump. Hard. If you’re asking, “Should I refinance my 10-year ARM before the rate resets?”