Indiana offers several Affordable yet safe places to live in Indiana, including Westfield, Fishers, Crown Point, and Columbus. These cities balance low crime rates with reasonable housing costs and strong community amenities. With good schools, job opportunities, and a high quality of life, these locations provide secure and budget-friendly living options.
How We Chose These Cities
It’s one thing to pick a city based on price, but that’s not enough. We looked at:
- Crime rates – Because safety should never be compromised.
- Housing costs – Affordable homes and rentals that don’t drain your paycheck.
- Quality of life – Schools, healthcare, and access to everyday essentials.
- Job opportunities – Low cost of living means nothing if you can’t find work.
Using a mix of crime reports, cost of living data, and real resident feedback, here are some of the safest and
most affordable places to call home in Indiana.
1. Westfield
Just north of Indianapolis, Westfield is growing fast—but in a good way. It’s safe, has solid
schools, and home prices are reasonable compared to nearby Carmel. If you want an affordable yet safe place to live
in Indiana, this one’s a contender.
Why People Love Westfield:
- Ranks among the safest cities in Indiana.
- Great schools for families.
- Plenty of parks and community programs.
- Easy commute to Indianapolis for work opportunities.
Average home prices are creeping up, but they’re still lower than in many nearby suburbs.
2. Fishers
For years, Fishers has been known as one of the best places to live in the state. Crime rates are low, and the economy is strong. The cost of living is slightly higher than Westfield, but it balances out with great job
opportunities.
Things to Know About Fishers:
- Crime rates are low across the board.
- Great public schools and community events.
- Filled with local businesses, shopping, and dining.
- Housing costs are slightly higher but still manageable.
Fishers is one of those places where people move and tend to stay. If you’re looking for an
affordable yet safe place to live in Indiana with long-term potential, add it to your list.
3. Crown Point
Located in northwest Indiana, Crown Point gives you easy access to Chicago without the big-city prices. It’s
quiet, historic, and packed with charm. Plus, crime rates are low, making it a safe spot to settle down.
Why Crown Point Stands Out:
- Affordable housing compared to nearby areas.
- Small-town feel but still close to Northwest Indiana’s bigger cities.
- Historic downtown with shops and restaurants.
- Low violent crime rates.
People love Crown Point because it doesn’t feel overcrowded yet has everything you need. The cost of living is
reasonable, especially compared to Chicago or even Indianapolis.
4. Columbus
Columbus isn’t just safe—it’s a hidden gem. The cost of living is low, jobs are steady (thanks to companies
like Cummins), and the city has a strong sense of community.
What Makes Columbus a Great Choice?
- One of the most affordable places in the state.
- Low crime rates, especially for a city of its size.
- Strong job market with good wages.
- Plenty of parks, trails, and cultural attractions.
Columbus does a great job balancing affordability and quality of life. If you’re searching for an
affordable yet safe place to live in Indiana that has a small-town feel but big-city perks, this is it.
FAQs
Is Indiana a good place to live for affordability and safety?
Yes, especially compared to other states. Indiana has a lower cost of living than the national average, and
plenty of cities offer both affordability and safety.
What’s the safest city in Indiana?
Fishers and Westfield consistently rank among the safest. Crown Point and Columbus also have low crime rates.
Which city has the cheapest housing in Indiana?
Certain areas like Columbus and Crown Point have some of the best deals on housing while still being safe.
How much do you need to make to live comfortably in Indiana?
It depends on where you live, but on average, a household income of $50,000–$60,000 can provide a comfortable
lifestyle in most cities.
What’s the job market like in these cities?
Fishers and Westfield have strong job markets due to their proximity to Indianapolis. Columbus has a major
employer in Cummins, while Crown Point benefits from being close to Chicago.
Conclusion
Whether you’re looking for lower housing costs, strong schools, or a great job market, affordable yet safe places to live in Indiana do exist. You just need to know where to look.